Instant Personal Loans Without CIBIL — Facts & Caution
Some lenders offer small-ticket personal loans based on income, employment, or alternative data instead of traditional credit scores. However, interest rates and fees can be higher, and eligibility can be strict.
Who Can Consider
First-time borrowers with steady income
Gig workers with bank statements showing cash flow
Salaried individuals with employer verification
Typical Documents
Identity and address proof (Aadhaar/PAN)
Bank statements (last 3–6 months)
Salary slips or ITR as applicable
Things to Check Before You Apply
Total cost (interest + processing fees + any insurance)
Repayment tenure and prepayment charges
Whether the lender reports to credit bureaus to help you build credit
Disclaimer: This article is for information only, not financial advice. Verify details on the lender’s official website before applying.
Railway Recruitment Cell (RRC) has notified 64 vacancies in various trades. Eligible candidates can submit applications online before 29 August 2025 (as per notification).
Eligibility
Educational Qualification: ITI/Graduate as per post.
Age Limit: As per RRC recruitment rules with applicable relaxations.
Selection Process
Computer Based Test and/or Skill/Trade Test
Document Verification and Medical Examination
Apply Online
Go to the concerned RRC regional website.
Complete registration and fill the application form carefully.
Upload documents and submit the application fee if required.
Tip: Keep your application number and fee receipt safe until joining.
The Central Council for Research in Ayurvedic Sciences (CCRAS) has announced 389 vacancies across Group A, B and C cadres. Interested candidates can apply online before the closing date mentioned in the official notification.
Important Dates
Application start: To be announced
Last date to apply: As per notification
Exam date: Will be notified
Vacancy & Eligibility
Group A: Research Officers and equivalent — PG in the relevant discipline with experience.
Group B: Assistants/Supervisors — Graduate in relevant stream; age limit as per rules.
Group C: Clerks/Technicians/MTS — 10+2/Graduation as applicable.
Selection Process
Written test and/or interview followed by document verification.
How to Apply
Visit the official CCRAS portal.
Register using a valid email and mobile number.
Fill the form, upload documents, and pay the fee (if applicable).
Download and keep a print of the application for reference.
Note: Always verify details from the official notification and website before applying.
The Central Council for Research in Ayurvedic Sciences (CCRAS) has published notification PDF fo recruitment for 389 vacancies. This recruitment will fill 389 posts in fields liks Ayurveda, research, pharmacology, nursing, administration and technical positions. The CCRAS has Set the application submission date – Start date 01-08-2025 and deadline is set at 31-08-2025. These 389 Vacancies are distributed between different positions like Research Officer (Pathology), Research Officer (Ayurveda), Assistant Research Officer (Pharmacology), Medical Laboratory Technologist, Upper Division Clerk (UDC) and Multi-Tasking Staff (MTS). Below in this article we will give you all details of this CCRAS Recruitment for 389 vacancies – Eligibility Criteria and step by step application process.
The CCRAS Recruitment 2025 follows a below Calendar for all the events in this recruitment – All Candidates should follow below dates to submit the application form:
Application Begin:01 August 2025
Last Date for Registration:31 August 2025
Fee Payment Deadline:31 August 2025
Form Correction Window:03 to 05 September 2025
Admit Card Release:To be notified soon
If any candidate misses the last date set by CCRAS – the applicant will not be able to submit the form.
The 389 vacancies are distributed between Group A, B, and C posts – Below is the post wise Available positions:
Group A Posts: There are total 16 Group A Vacancies and these vacancies are distributed between Research Officer Pathology (1) and Research Officer Ayurveda (15).
Group B Posts: Total 33 vacancies are in Group B and these vacancies are distributed as – Assistant Research Officer (Pharmacology (4 Posts), Staff Nurse (14 Posts) and Medical Laboratory Technologist (15 Posts).
Group C Posts: CCRAS has Notified 183 Group C Vacancies in Upper Division Clerk (UDC): 39 Posts, Lower Division Clerk (LDC): 37 Posts and Multi-Tasking Staff (MTS): 107 Posts
How to Apply for CCRAS Recruitment 2025
The step by step process to submit the online application form of CCRAS recruitment for 389 vacancies is given below – follow our easy below steps to submit the application form:
The Bihar Public Service Commission (BPSC) has announced the hall tickets of exam BPSC MVI for Motor Vehicle Inspector (MVI) vacancies 2025. The Candidates who have applied for these 28 vacant posts of MVI can now download hall tickets from the official website bpsc.bihar.gov.in. The candidates who will be selected for these 28 MVI Vacancies will get salary from ₹49,000 to ₹54,200 per month. The hall ticket is mandatory document which all candidates need for entry into the examination hall of written exam of 28 vacant posts of Motor Vehicle Inspector and candidates need valid photo ID with the admit card for entry. In this article we will provide you all details of MVI Admit Card – Step by step process to download and exam pattern.
The step by step process to download MVI Hall Ticket 2025 is given below – Follow our easy steps to download hall ticket and sit in MVI Exam for 28 vacant vacancies.
he RRC Western Railway has published Notification PDF For 64 Group C and Group D posts under the Sports Quota. The RRC has relased calendar for this recruitment – Application Starts on 30-07-2025 and deadline for these vacancies is set on 29-08-2025. The Candidate should have Graduation, 10+2 or Matric + ITI Certificate/Diploma Certificate to apply for these RRC Vacancies. Below in this article we will provide you all the details of RRC Railway Recruitment 2025 – Eligibility and step by step application process.
Key Highlights of RRC Western Railway Recruitment 2025
Eligibility Criteria for RRC Western Railway Recruitment 2025
The eligibility criteria set by RRC Western Railway for these 64 Group C and group D vacancies is given below – check all eligibility points of this recruitment and start the application form:
The candidate who want to apply for thse 64 Vacancies should have graduate degree.
The candidates who have 12th pass (+2 stage) or can also apply for these Group C and D Vacancies.
Matriculation (10th pass) with an ITI/Diploma from NCVT/SCVT-approved institutions.
National Apprenticeship Certificate (NAC) granted by NCVT.
The Candidate who want to apply for these vacancies should be aged between 18-25 years (+Relaxation)
Salary Structure and Pay Scale
The candidates who will be selected for these 64 Vacancies will get monthly salary as per the 7th Central Pay Commission (CPC). The pay scale varies based on the post and sports discipline:
In today’s fast-paced world, financial emergencies can arise at any moment—be it a medical expense, urgent travel, or a last-minute wedding plan. While personal loans can offer a quick financial lifeline, not everyone qualifies easily due to one common hurdle: CIBIL score. But what if you could get an instant personal loan without a CIBIL check?
This article explores how it’s possible, who can benefit, the risks involved, and what alternatives are available.
What Is a CIBIL Score and Why It Matters?
Your CIBIL score, maintained by TransUnion CIBIL, is a three-digit number ranging from 300 to 900 that reflects your creditworthiness. Most banks and NBFCs (Non-Banking Financial Companies) use it to assess your ability to repay loans. A score of 750 or above is generally considered good.
But what if your credit score is low, or you have no credit history at all?